Millions of Americans have experienced financial hardships over the last several years, causing them to fall behind on bills and overextend their lines of credit. As a result, their credit scores have plummeted, making it difficult to secure loans for used cars or other basic needs. If your credit score is lower than it once was, you’ll be glad to know that you can fix it with a bad credit car loan. When you make your car loan payments on time, your credit score will increase, and soon, you can once again enjoy the perks of having a healthy score. This infographic details how your credit score is determined, what factors can negatively impact it, and how a bad credit car loan can lead you to good financial standing. If you have friends and family who also suffer from less-than-desirable credit scores, please share this infographic with them.