Sign In

    How Oak Motors Helps Its Customers

    Last updated 1 month ago

    At Oak Motors, we believe that reliable transportation should be affordable and accessible, even for people who have a history of bad credit. Our Buy Here Pay Here dealership has helped thousands of people finance a quality used car. Watch the video clip to learn about how Oak Motors helps its customers.


    Even if you have bad credit, Oak Motors can set you up with a car loan that will allow you to finance a used car without providing a large down payment. We report our car loans to all three credit reporting agencies, which gives you the opportunity to dramatically improve your credit score when you make on time payments on your car loan.


    Learn more about the in-house car financing at Oak Motors and check out our large pre-owned inventory by visiting our website. If you have any questions or would like to speak with a car loan expert, please call us at 877-OAK-MOTORS and then set up a time to visit one of our five convenient locations in Central Indiana!

    FAQ's about Buy Here Pay Here Dealerships Answered

    Last updated 2 months ago

    There are a number of benefits of purchasing your next vehicle from a Buy Here Pay Here dealership. If you have bad credit, a Buy Here Pay Here (BHPH) dealership like Oak Motors can get you the car you need, and will even help you rebuild your credit. To provide you with more information, here are answers to some of the most commonly asked questions about BHPH dealerships.


    Can I Buy an Affordable Vehicle?

    Yes. BHPH dealerships specialize in offering excellent used cars that are affordable. To ensure quality, value, and safety, Oak Motors hand-selects its vehicles from many different sources and subjects each one to a thorough inspection process.


    Can I Finance a Vehicle if I Have Bad Credit?

    Yes. BHPH dealers actually specialize in offering car loans to individuals with bad credit. Oak Motors takes it a step further by providing car loans to people who have bad credit, don’t have any credit history, or who have a history of bankruptcy or repossession.


    Will Purchasing a Vehicle Improve My Credit Score?

    Yes. If you want to improve your credit score, financing a car at a BHPH dealer and making on-time payments is an effective way to do so. Oak Motors, for instance, will report all loans to the three major credit reporting agencies.


    How Long Are Financing Terms?

    BHPH dealerships usually offer more short-term financing options than traditional dealerships. At Oak Motors, we have served quite a few customers who have fully paid off their vehicle in 28 to 34 months, without making a sizeable down payment.


    Can I Also Get My Car Serviced?

    Not all BHPH dealers have a service department. If you purchase a vehicle from Oak Motors, you can take it to any of our locations for auto maintenance. All of our locations offer preferred customer service as well as warranty service.


    With 5 locations in Central Indiana, Oak Motors offers flexible car loan options for customers with bad credit. Our financing options make it easy for you to get behind the wheel of a used car and start rebuilding your credit. Visit our website or call us at 877-OAK-MOTORS for more information.

    "I just wanted to let you know how pleased I was with my service experience"

    Last updated 2 months ago

    I just wanted to let you know how pleased I was with my service experience. Arlene is always very helpful and knowledgeable, the oil change guy(sorry I cannot remember his name) that drove me to work was very nice &polite and when I picked up my car, both the mechanic and the manager(I think his name was Matt?) were also very great to deal with.... More
    Kelli B

    "Courtney has been the absolute best customer service representative we have ever had the pleasure of speaking with"

    Last updated 2 months ago

    Courtney has been the absolute best customer service representative we have ever had the pleasure of speaking with dealing with the purchase of a product. Would like to thank him for making us feel at home and part of the oak motors family. More
    Daniel Cook

    More than 25 Years of Experience in Helping Individuals with Bad Credit, No Credit, Slow Credit, Bankruptcy and Even Repossessions

    Last updated 2 months ago

    With more than 25 years under our belt, Oak Motors, Inc. has helped more than 50,000 people get an affordable and dependable vehicle while providing the opportunity to establish, or re-establish, their credit. If you have ever lost the ability to hold a bank account, been turned down for a home, or had to turn to a payday loan company or pawn shop during a financial crisis, Oak Motors, Inc. can help you get back on your feet and re-establish your credit. We realize that there are dozens of ways to hurt your credit, most of which are not your fault, so we specialize in helping individuals with bad credit, no credit, slow credit, bankruptcy and even repossessions.

    To learn more, call Oak Motors, Inc. today at (765) 387-4773. Browse our used car inventory online, or read what some of our satisfied customers had to say about us. You can also visit any one of our five convenient locations in central Indiana to shop in person

Do you like Oak Motors?

  • Hours:

  • Closed Sunday
  • 9:00 AM to 7:00 PM Monday
  • 9:00 AM to 7:00 PM Tuesday
  • 9:00 AM to 7:00 PM Wednesday
  • 9:00 AM to 7:00 PM Thursday
  • 9:00 AM to 7:00 PM Friday
  • 9:00 AM to 5:00 PM Saturday


  • Recent Posts
    • Loading posts... Spinner
  • View All
  • Recent Comments
    • Loading comments... Spinner
  • Popular Tags
    • Loading tags... Spinner